When you buy a home, you are faced with many decisions! The main one is whether you are actually prepared to purchase a home. Finding your perfect home is not always an easy task, and getting the best mortgage loan can be difficult. However, once you know you are ready to move ahead towards your home-purchasing goal, you will agree the rewards make it all worthwhile.

At your side each step of the way, I make the process of purchasing your home easier, more enjoyable, and more affordable. I work to make sellers view you as a preferred buyer, help you find properties that match your needs, and guide you through the details of your purchase.

I am always familiar with the current homes on the market, and I know neighborhood values well, so you will know which properties are well-priced and in good condition, even before you start your search.

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Your first step

Your first step to buying a home is to ask:  Why do I want to want to buy? To stop paying rent? To start building equity? To have a place of my own? To raise a family? To entertain business associates? To upgrade to a larger house? Next, list the kind of home you would like and where you want to be. Be specific. Separate the "must haves" from the "would likes."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider AREA (city, suburban neighborhood); COMMUNITY (north, south, east, or west side); NEIGHBOURHOOD (older and settled, sparkling new, a particular school zone, recreational facilities, and community services like transportation, church, day care, library, stores, movie theatre). Ask yourself how many minutes you can commute to work.

Think about home styles. How much space do you need? Do you need a one-level home, or are stairs acceptable? Consider the size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your next step: loan pre-qualification

Once you've addressed the above needs, your next step in the home-buying process is to get pre-qualified with a mortgage company. You can do this over the phone or even online.

Call me and I will refer you to mortgage brokers who have excellent reputations for successfully acquiring loan approval for their clients.

I find you the right homes

Once you've been pre-qualified and know what price range you want, I help you find properties which fit your needs by using a wide variety of realtor tools, in addition to the (MLS) Multiple Listing Service system.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can also search my listings here at my website.

I help you every step of the way